Business Solutions

WORKING CLOSELY with your legal and tax advisers, we can help you reach your business and estate planning goals with solutions that will maximize your personal benefits, provide the tools to recruit and retain employees, protect against the loss of key employees, and create ownership succession strategies. These solutions can help build your business and transfer wealth to future generations. Once your customized plan is in place, we continue to support you by conducting annual reviews to ensure that the plan is on track.

Retirement Planning – Qualified plans can help owners and long-term employees build financial independence, including:

  • 401(k) plans
  • SEP IRAs
  • Simple IRAs
  • Profit Sharing Plans
  • Defined Benefit Plans

Executive Compensation Strategies – We design supplemental pension, deferred compensation, executive bonus, and other retirement and incentive compensation programs. These programs motivate key people with financial incentives that enhance job security.

Employee Benefits – We can help you create the employee benefit package that’s right for
your business, including:

  • Disability insurance
  • Long term care insurance
  • Group medical
  • Group dental
  • Employee voluntary plans
  • Cafeteria plans

Educational Services – We can conduct seminars for your employees on their retirement packages. And as a value-added service, we offer educational seminars on a variety of financial topics.

Key Person Insurance – The loss of a key employee, due to death, disability or serious illness, can create serious problems for a business. We can help you protect against this loss.

Business Succession Planning – Our succession strategies can be catered to your wealth transfer objectives. We can provide life insurance funding for a Buy-Sell Agreement to provide for the orderly disposition of a closely held business if an owner dies, becomes disabled, or sells. For family business owners, we identify alternative strategies to equalize assets among all children — whether they’re active or not in the family business.

Advanced Planning Strategies – As your business grows, there are certain challenges that you’re faced with from both a business and personal perspective. At our firm, we specialize in providing you with comprehensive estate and tax planning strategies to help you deal with the unique challenges of being a business owner and high net worth individual. We have aligned ourselves with a variety of specialized professionals, including estate and trust attorneys, CPAs, and business valuation experts to make your business and estate plan a seamless integration.